Terms of Use

About This Document

These Terms of Use govern access to and use of the website fidulizo.com and all content, materials, and services made available through it by Fidulizo SRL ("Fidulizo", "we", "us"), a company incorporated under Argentine law with registered address at Jujuy Sur 40 Planta Baja Oficina 7, J5400EKA San Juan, Argentina, CUIT 30-20935129-2.

By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use this site. These Terms are governed by Argentine law, and any disputes arising from them are subject to the exclusive jurisdiction of the courts of the Ciudad Autónoma de Buenos Aires, Argentina.

Nature of the Content

What kind of content does this site provide?

This website and the course offered through it provide exclusively educational and informational content. All material is designed to help business owners read and interpret financial statements produced by their accountants.

The content on this site does not constitute financial advice, investment advice, tax advice, legal advice, or any form of professional recommendation. Nothing on this site should be construed as a recommendation to take or refrain from taking any financial, investment, tax, or legal action.

What is the educational scope of the course?

The course covers the reading and interpretation of three financial statements: the balance sheet (balance general), the income statement (estado de resultados), and the cash flow statement (estado de flujo de efectivo). It does not cover the preparation of financial statements, the application of accounting standards, tax planning, investment analysis, or any form of personalized financial guidance.

Permitted Use

How may you use this website?

You may access and use this website for personal, non-commercial educational purposes. You may view, download for personal use, and print content from this site provided you do not modify it and you retain all copyright and proprietary notices.

What uses are not permitted?

You may not:

• Reproduce, distribute, or publicly display any content from this site without prior written permission from Fidulizo
• Use the site or its content for any commercial purpose without authorization
• Attempt to gain unauthorized access to any part of the site or its underlying systems
• Use automated tools, scrapers, or bots to access or collect content from this site
• Transmit any harmful, unlawful, or disruptive content through the site's contact forms
• Misrepresent your identity or affiliation when using contact forms

Intellectual Property

Who owns the content on this site?

All content on this website, including but not limited to text, images, graphics, course materials, annotated documents, glossaries, and question templates, is the intellectual property of Fidulizo SRL or its licensors and is protected by applicable Argentine intellectual property law and international conventions.

Unauthorized reproduction or use of any content from this site may constitute an infringement of intellectual property rights and may give rise to civil and criminal liability under Argentine law.

Disclaimers and Limitation of Liability

What disclaimers apply to this site?

The content on this site is provided for educational purposes only. Fidulizo makes no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, or suitability of the content for any particular purpose.

Fidulizo expressly disclaims any liability for decisions made by users based on information obtained from this site or the course. Financial, business, tax, and legal decisions should be made in consultation with qualified professionals.

Is Fidulizo liable for external links?

This website may contain links to external websites for informational purposes. Fidulizo does not control or endorse the content of external sites and is not responsible for any content, products, or services available through them. Accessing external links is at your own risk.

What about technical availability?

Fidulizo does not guarantee uninterrupted or error-free access to this website. We reserve the right to modify, suspend, or discontinue any part of the site at any time without notice. We are not liable for any loss or inconvenience resulting from unavailability of the site.

Contact Forms and Communications

What happens when you submit a contact form?

Submitting a contact form on this site constitutes an inquiry only. It does not create any contractual relationship, does not constitute enrollment in the course, and does not obligate Fidulizo to respond within any specific timeframe. Responses to inquiries are provided for informational purposes and do not constitute financial, legal, or professional advice of any kind.

Modifications to These Terms

Fidulizo reserves the right to modify these Terms of Use at any time. Changes will be effective upon posting to this page with an updated date. Continued use of the website following any modification constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

Governing Law and Jurisdiction

These Terms of Use are governed by the laws of the Argentine Republic. Any dispute arising from or relating to these Terms or the use of this website shall be submitted to the exclusive jurisdiction of the ordinary courts of the Ciudad Autónoma de Buenos Aires, Argentina, with express waiver of any other jurisdiction that may apply.

For questions about these Terms, contact us at info@fidulizo.com or at our registered address: Jujuy Sur 40 Planta Baja Oficina 7, J5400EKA San Juan, Argentina.